The ticketing industry is full of unnecessary and high fees. One of TicketTote's missions is to offer the fairest fees possible. To that end, we process your card at the fees your credit card company charges. While many set a rate of 3.9% (for example), these fees can fluctuate greatly from 1.2% all the way to 4.0%. There is no reason you should be paying more to process your card than what is charged.